financial freedom

Seek Wise Counsel

by | Mar 17, 2017 | Maximum Generosity

You have probably heard it said, “No man is an island unto himself.” There is both biblical and secular literature content that speaks to this truth. As we proceed through life’s journey, it will always go better when we invite others along for the ride. Other people, especially well traveled Christ followers, are one of the primary means through which God communicates positive input for our lives. Proverbs 15:22 says, “Plans fail for lack of counsel, but with many advisers, they succeed.” Wise indeed is the person who is willing to seek out and listen to informed counsel from those who have “traveled the road before you” or have specialized training and expertise.

Several years ago I had heart ablation surgery for an electrical issue in my heart. The first time I visited with the cardiologist who specializes in electromagnetic surgery, it concerned me a bit when I looked on his wall and noticed that he had a B.S. Degree in General Studies from Harvard University. This guy was going to have my life in his hands in just a few short weeks. Then I was relieved to see his additional diplomas and certificates with multiple medical degrees and specialized training in the precise procedure that he would be performing on my heart.

What is the point of the first two paragraphs when it comes to our personal finances and Christian stewardship? Most of us do not possess the skilled training and practical experience to manage our finances well. However, we just plod on earning minimum returns on the resources God has entrusted to us. We limit the amount we can give to God’s work because our spending is out of control. Month to month survival is the predominant goal and there is no plan or strategy for ways to have more control over our finances. Our default mode is to just carry on with the same ineffective management of that which God has given us to steward because it is the easiest path.

There is a better way, but it requires some proactive steps on our behalf. First, take the time to sit down and list out all of your assets and liabilities, i.e. take inventory of what you possess and what you owe. Second, seek out training, most often in a local church, on the best practices of Christian stewardship. Dave Ramsey’s Financial Peace University is one of the better-known sources for this type of training, but there are many others. Find one that best suits your needs. Third, inquire from informed sources what professionals (financial advisers, bankers, CPA’s, insurance agents, attorneys, etc.) from whom you can receive valuable input to maximize the use of your resources. Trusted friends, colleagues, and family will be your most likely source for connecting with those professionals who have helped them.

God has put a lot of quality people in our life path. Look around. Discover what He is already doing in your midst to find those who possess wisdom which is beneficial and even allows you to thrive. Don’t go it alone.


  1. What is the most difficult part of seeking wise counsel in our life?
  2. How might you more effectively take control of your personal finances?
  3. Who are some of those key individuals you need to seek out to glean from their expertise?

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